Edu4All

Role
Designer & Team Coordinator

Partner Organization
Let's Get Together

Year
2025

next project >

Overview

Edu4All is a project created in partnership with Let’s Get Together, aiming to lower financial barriers accessing higher education for students across Ontario.

My contribution included research, managing the design process, and team coordination. I also worked closely with the developer to ensure the implementation of important details that mattered to our stakeholders.

Financial limitations are restricting students’ access to higher education, with traditional funding routes often leading to heavy debt and financial barriers that comprise students’ stability and potential.

the Goal

  • Making scholarships, bursaries and grants easier to understand and apply for.
  • Helping students learn financial literacy through digestible modules and plan their education accordingly.

what we built

We designed a centralized platform that combines scholarship and bursary listings, financial literacy courses covering budgeting, borrowing, and funding tips, and a sign-up portal for in-person workshops hosted by our partner.

By making resources like grants, work-study programs, and budgeting tools more visible and accessible, the platform helps students choose funding options that suit them best, avoid unnecessary debt, and plan ahead for repayment.

Process

To better understand the current landscape of accessibility in higher education, we reviewed literature and media sources to investigate the necessity in addressing this issue and explore alternative financing models such as income-share agreements (ISAs), crowdfunding, microloans, and employer-sponsored education.

Building on these findings, we conducted a survey with York University students to validate our assumptions and better understand students’ familiarity with funding options and financial literacy resources.

Would you be interested in participating in financial literacy courses or workshops?

Yes

No

Maybe

How would you prefer to receive financial literacy education?

In-person workshops
67.5%
Online courses
60%
Webinars or live online sessions
35%
Interactive mobile apps
30%
Printed materials or guides
12.5%
1-on-1 coaching or mentoring
47.5%
Educational podcast
20%

what Challenges have you faced with traditional education funding methods?

High interest rate on loans
37.5%
Insufficient loan amounts
30%
Difficulty qualifying for scholarships/grants
57.5%
Lack of information or guidance
45%
Repayment burden after graduation
35%

findings

01

57.5% struggled to qualify for scholarships & grants, 45% felt lack of guidance

02

72.5% have never taken a financial literacy course, but more than 57.5% want to

03

61.5% want notifications for progress and opportunity updates

Income Share agreements (ISAs)

Before this survey, were you aware of income share agreements (ISAs) as an education funding option?

Yes

No

What potential benefits do you see in ISAs compared to traditional loans?

Payment adjusted based on income
60%
Reduced financial risk if unemployed
62.5%
Aligns incentives between students and education providers
27.5%
No interest accumulation
47.5%
Flexibility in repayment terms
47.5%
No fixed debt amount
22.5%

90% were unaware of ISAs, but some found appeal in:

  • Reduced risk if unemployed (62.5%)
  • Income based payments (60%)
  • Flexible repayment (47.5%)

Although many students expressed interest in learning more about Income Share Agreements (ISAs), our deeper research revealed that implementing ISAs would require complex policymaking at a broader institutional or governmental level. We also found criticism and controversy surrounding existing ISA programs. After careful evaluation, we decided not to pursue this solution further.

What’s Next

The project has now been handed over to our partner organization, Let’s Get Together (LGT), who will manage its future development. Future partnerships formed by LGT can build on the foundation we’ve created to further grow the initiative. Potential next steps include:

  • Integrating AI for funding recommendation or chatbot assistance
  • Expanding the platform beyond the York University context
  • Collaborating with finance experts to improve the credibility and accuracy of course content, and to add new topics
  • Designing in-person financial literacy workshops

Takeaways

Each one of the challenges we faced in this project pushed us to think more critically and adapt to real world constraints. Since our partner is a nonprofit organization with limited staff, technical expertise, and resources, we had to tailor our approach to ensure the final outcome would be feasible for them to manage after handoff.

Time was also a major constraint. With only a few months to work on the project, we broke down our vision into smaller phases and focused on delivering a functional MVP. We hope that future teams will carry on to build upon this foundation we’ve laid.

This project taught me a valuable lesson in balancing goals with reality, and knowing when to push forward and when to adapt to the hand we’ve been dealt.

△ back to top